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Memo uses credits to meter work that involves computation — generation, analysis, and agent chat. Saving, organizing, and browsing are always free.

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What costs credits

  • Image generation in Studio — cost varies by quality (1K/2K/4K)
  • Video generation in Studio — cost varies by duration
  • Image analysis — extracting color palette, composition, style (~1 credit)
  • Agent chat — each conversation turn with the Studio agent
Credit deductions are atomic — the system deducts before the work starts, and the balance can never go below zero.

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Checking your balance

  • Studio: A credit pill in the header shows your current balance. Hover for a breakdown.
  • Workspace Settings → Billing: Current plan, seat usage, limits, and an upgrade button.
When credits are low, pre-action warnings appear before credit-consuming operations. When exhausted, a dedicated upgrade prompt.

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Rate limiting

The system enforces per-workspace rate limits to prevent runaway costs:
  • Studio chat: 60 requests/hour on free, 300/hour on Pro
  • Generation: Per-workspace quotas checked before every generation
  • Analysis and other endpoints: Tier-based limits
Hit a rate limit and you’ll see a clear message. Wait for the window to reset, or upgrade for higher limits.

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Plans

FreePro
Seats210
Owned workspaces1Unlimited
Rate limitsStandardHigher
CreditsIncluded monthly allocationLarger allocation
Billing is handled through Stripe — checkout, customer portal, and webhooks. Upgrade from Workspace Settings → Billing.

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Per-project cost tracking

Every Studio project tracks its own credit consumption via usage logs. This gives you visibility into what each campaign costs — useful for agencies billing back to clients or teams tracking creative spend.

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Tips

  • Saving inspirations is free. Build your library without spending credits.
  • Analysis results are permanent. Run it once, see the results forever. No re-charge on revisit.
  • The credit exhaustion modal shows your exact balance and what you need to continue. No guessing.